Credit Analyst, Equipment Finance

We are M&T Equipment Finance Corporation, a subsidiary of M&T Bank in Buffalo, New York, the eleventh largest bank in the USA. We provide collateralized lending and leasing nationwide for the acquisition of construction, transportation, and waste equipment.

Position : Credit Analyst

Type : Full-Time - Direct Hire - In Person Role

Location : 1300 Post Oak Blvd, Houston, TX 77056

Hours : Monday - Friday - 37.5 hours per week

Our Houston, Texas office is currently looking to fill a full-time Credit Analyst position to support our Equipment Finance team with our new and existing leasing portfolio.

Responsibilities include :

• financial statement spreads/analysis

• credit investigations; and

• loan submission preparation in conjunction with the credit approval and documentation/funding process

This position works closely with our District Sales Managers to obtain necessary information to support and review the financing request. Loan submission and risk rating analysis are prepared and presented for management review.

Financial analysis includes examination of trends, ratios, accounts receivable and inventory levels, liquidity, leverage and cash flow.

Requirements:

• Bachelor's degree is required; preferred major in Accounting or Finance

• 1-2 years of commercial lending experience, a plus

• Ability to evaluate, analyze and quantify the risk/financial impact of the issues involved

• Familiarity with Uniform Commercial Code and lien perfection desirable

• Strong written, verbal, and presentation skills which are required to communicate effectively with management, sales managers, and customers

• Knowledge of heavy equipment financing and leasing desirable

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $27.24 - $45.40 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Houston, Texas, United States of America

M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.