Senior Analyst, Consumer Lending Compliance (Auto)

General information

Ref # 16919

Remote? No

Ally and Your Career

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Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?

The Opportunity

Enterprise Compliance and Regulatory Affairs (ECRA) is a function within Independent Risk Management. Its mission is to drive the company's culture of compliance with laws, regulations, and company policies while meeting the compliance and ethical expectations of regulators and other stakeholders. The Consumer Lending Compliance Team is aligned under the ECRA organization and supports the Auto, Insurance, and Corporate Finance BLs.

The Senior Analyst-Consumer Lending Compliance assists the Auto Servicing/Collection Business Line BLs in ensuring that the day-to-day operations are conducted in compliance with regulatory and legal requirements, in addition to company policies and procedures.

The Work Itself

• Routinely work with Auto Business Lines (Auto Servicing) to review and map their policies and procedures to applicable laws and regulations
• Assist in the continued effort to build, expand, and implement compliance governance processes, policies, and controls across the enterprise based on risk assessment results, internal audit findings, regulatory exam findings, and applicable laws/regulations.
• Apply knowledge of company policies and standard practices to resolve problems, analyze issues and escalate non-standard problems or issues to the appropriate levels of management.
• Daily interaction with Auto Servicing's BL middle management to provide and obtain information and to build consensus regarding policy application and interpretation.
• In addition to established reporting, assist with the preparation of ad hoc materials for regulatory agencies and/or reporting updates for senior management.
• Collaborate with BL to ensure Compliance controls are established for regulatory risk identified through RCSA routine.
• Participate in regulatory training content development and audience selection for designated Auto BLs.
• Work with Consumer Lending Compliance Manager to track and communicate regulatory changes to designated Auto BLs.
• Assists Manager and advises less experienced Compliance staff on routine or technical issues
• Perform special projects and miscellaneous duties as assigned.

The Skills You Bring

• Bachelors' degree in business or related major or equivalent work experience preferred.
• 3 + years Compliance, Servicing, Auto or Consumer Credit experience
• Ability to assess risk and problem solve with some knowledge of consumer laws and regulations
• Ability to work in a fast paced, deadline-oriented environment
• Organized, thorough and persistent
• Ability to prioritize workload and balance multiple duties
• Independent and self-motivated and works well with others
• Working knowledge of SharePoint, and Microsoft PowerPoint & Excel a plus
• Some travel required
• Hybrid (3 times in office, 2 times work from home)

How We'll Have Your Back

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Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally's total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including: * Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting. * Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs. * Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially. * Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts. * Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.

Who We Are

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit ~~~.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at ~~~. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Base Pay Range:

Emerging: 70000

Experienced: 85000

Expert: 100000

Incentive Compensation: This position is eligible to participate in our annual incentive plan